Most people leave money on the table without even realising it. A recent ACCA survey found that only 29% of Indian employees are satisfied with their current salary, and 81% plan to ask for a raise within the next 12 months. Yet very few of them can negotiate a higher salary and will actually walk […]
How to Actually Negotiate a Higher Salary (Without Sounding Desperate) Read More »
Gross household financial savings in India dropped from 11.3% in FY19 to 10.8% in FY25, while household debt climbed to 47.8% of GDP by December 2025. That is not a small trend. It means more people are earning, spending, and borrowing at the same time, even as their salary keeps going up on paper. If
Why Your Salary Feels Like It’s Never Enough (And 5 Proven Ways to Actually Fix It) Read More »
Are you feeling EMI overload nowadays? Here is some fact for you. India’s household debt touched 45.5% of GDP by March 2026, according to the RBI’s latest Financial Stability Report. That’s the highest it has been in years. And here’s the part that should worry you more: 58.4% of that debt isn’t for homes. It’s
Stuck in EMI Overload? Here’s How to Actually Get Out of It Read More »
On April 22, 2026, the Nifty IT index fell 3.9%. The trigger? HCL Technologies — India’s third-largest IT company — reported its Q4 results after market hours on Tuesday. Revenue, margins, and earnings all missed estimates. The company projected its FY27 revenue growth at a cautious 1% to 4% in constant currency, citing market volatility,
Tech layoffs have picked up in 2026. Expect more before year-end Read More »
There’s a new name making rounds in cybersecurity circles, boardrooms, and government briefings: Claude Mythos risks. And unlike most AI announcements dressed in optimistic press releases, this one came with a sobering admission — the model is too dangerous to release to the public. So what exactly is Claude Mythos? And what are the Claude
Claude Mythos Risks Explained in Simple words Read More »
The tech hiring landscape has transformed dramatically in 2026. Companies are now conducting AI-assisted technical interviews, and according to recent LinkedIn data, over 73% of tech recruiters consider data structures knowledge as the primary filter for fresher SDE roles. Moreover, with Anthropic’s Claude and other AI tools now assisting developers in writing code, interviewers have
50 Important Data Structures Interview Questions for SDE Freshers Read More »
Walk into any tech company today, and you’ll witness something remarkable. Developers are writing code by simply describing what they want. AI assistants complete entire functions before fingers finish typing. What took weeks now takes hours. But here’s what nobody’s telling you. While AI has revolutionised one slice of business operations, the rest remains stubbornly
Why AI is Crushing Code But Crashing at Customer Service: The Great AI Paradox Read More »
The question is “Would you make money decisions based on AI answer?” If your answer is yes or a little bit, then this blog is for you. In 2024, nearly two in five Americans (37%) were already using AI to manage their finances, with that number jumping to 61% among Gen Z. The appeal is
Should you make real money decisions based on AI? A data driven look Read More »
India’s household savings rate has dropped to a concerning low of 5.3% in recent years. This means that for every ₹100 earned, Indian households are saving barely ₹5 after accounting for their debts and expenses. With the average salaried employee earning around ₹9.45 lakh annually and facing an 8.9% salary increment in 2026, understanding how
How to save money from your salary in 2026: A complete Guide Read More »
Nikhil still remembers the day he walked into his bank in 2015, excited to start his investment journey. The relationship manager smiled warmly and helped him complete the forms for a mutual fund that promised substantial returns. What Nikhil didn’t know then was that a simple checkbox—one that said “Regular Plan”—would cost him nearly ₹30
What you need to know about Direct vs Regular Mutual Fund Plans Read More »
